Creative Finance Calculator

Analyze creative financing structures

Purchase Price ($)

Down Payment ($)

Amount ($)

Interest Rate (%)

Term (years)

Amount ($)

Interest Rate (%)

Term (years)

Monthly Rent ($)

Monthly Expenses ($)

Monthly Cash Flow

$-85/mo

Cash-on-Cash Return

-10.16%

Total Monthly Debt Payment

$1885

Seller: $1074

Second: $811

DSCR

0.96x

Loan-to-Value

96.0%

Total Debt

$240,000

Annual Cash Flow

$-1016/year

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MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

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Formula Source: Standard Mathematical References

by Various

ðŸ”„Last reviewed: May 2026

âœ“Formula checks are based on standard references and internal QA review.