Rent to Own Calculator

Analyze rent-to-own home purchase deals

Home Price ($)

Option Deposit ($)

Option Period (months)

Monthly Rent ($)

Rent Premium Applied to Purchase ($)

Expected Home Value at Purchase ($)

Estimated Down Payment Needed ($)

Estimated Closing Costs ($)

Total Applied to Down Payment

$15,600

Option Deposit: $8,400

Rent Premiums: $7,200

Cash Needed at Closing

$20,800

Remaining Down: $12,400

Closing Costs: $8,400

Locked Price Savings

$30,000

Total Rent Paid

$68,400

Base rent: $1700/mo

Effective Down Payment Built

5.57%

Cost if You Walk Away

$15,600

Forfeit option deposit + rent premiums

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MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

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Formula Source: Standard Mathematical References

by Various

ðŸ”„Last reviewed: May 2026

âœ“Formula checks are based on standard references and internal QA review.