Townhouse Calculator

Calculate the total cost of townhouse ownership including HOA fees and shared expenses.

Purchase Details

Purchase Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term (years)

HOA Fees ($/month)

Property Tax ($/year)

Insurance ($/year)

Maintenance ($/month)

Utilities ($/month)

Special Assessments ($/year)

$2946

HOA: $300/mo (10% of total)

Mortgage (P&I)$1863

HOA Fees$300

Property Tax$333

Insurance$100

Maintenance + Utilities$350

$70,000

Down Payment

$3,600

Annual HOA

$35,354.164

Annual Total

$390,625

Total Interest

HOA fees typically cover: exterior maintenance, landscaping, common area insurance, amenities, and reserves. Review HOA financials before purchasing.

Equivalent rent value~$2504/mo