Title Insurance Calculator

Estimate title insurance costs for your real estate purchase.

Property & Loan Details

Purchase Price ($)

Loan Amount ($)

State

Owner's Title PolicyLender's Title PolicyEnhanced Owner Coverage (+25%)

Total Title Insurance Cost

$1,444

One-time premium payment

Premium Breakdown

Owner's PolicyCoverage: $350,000

$875

Lender's PolicyCoverage: $280,000

$490

Simultaneous Issue Discount-$196

Subtotal Premiums$1,169

Additional Fees

Title Search Fee$150

Title Exam Fee$100

Closing Protection Letter$25

Total Cost$1,444

Note: Title insurance rates vary by state and provider. Some states have regulated rates while others allow competition. Enhanced coverage provides additional protection against certain title defects. Get quotes from multiple providers for accurate pricing.