Income-Driven Repayment Calculator
Compare all income-driven repayment plans to find the best option for you.
Your Information
Lowest Payment: SAVE Plan
$138/mo
Forgiveness after 20 years
Plan Comparison
| Plan | Payment | Years |
|---|---|---|
| SAVE | $138 | 20 |
| PAYE | $276 | 20 |
| REPAYE | $276 | 20 |
| IBR | $414 | 25 |
| ICR | $313 | 25 |
| Standard | $518 | 10 |
Income Information
Poverty Guideline$14,580
150% of Poverty$21,870
Discretionary Income$33,130
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Editorial Note
MyCalcBuddy Editorial Team
This page is maintained as an educational calculator reference.
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Formula Source: Standard Mathematical References
by Various
🔄Last reviewed: May 2026
✓Formula checks are based on standard references and internal QA review.