Stafford Loan Calculator

Calculate federal Direct Stafford Loan limits and repayment costs.

Loan Details

Annual Loan Limits

Subsidized Maximum$3,500
Unsubsidized Additional$2,000
Total Annual Limit$5,500

Monthly Payment

$60

Standard 10-year repayment plan

Loan Costs

Loan Amount$5,500
Origination Fee (1.057%)-$58
Amount Disbursed$5,442
Total Interest$1,663
Total Repayment$7,163

Aggregate Loan Limits

Subsidized Lifetime$23,000
Total Lifetime (dependent)$31,000

Grace Period Interest

Unsubsidized loans accrue approximately $151 in interest during the 6-month grace period after graduation.