Present Value Calculator

Calculate what future money is worth today.

Future Cash Flow

$
$

Discount Rate

%
%

Present Value

$55,839.48

of $100,000.00 in 10 years

PV of Lump Sum
$55,839.48
PV of Payments
$0.00
Total Discount
$44,160.52
Discount Factor
0.5584
Real PV (Inflation Adj)
$75,043.59
Effective Annual Rate
6.00%

Understanding Present Value

Present Value tells you what a future sum of money is worth today, given a specific rate of return.

$100,000.00 in 10 years is equivalent to receiving $55,839.48 today at a 6% return.