Lending APY Calculator
Calculate your potential earnings from lending crypto assets on DeFi platforms like Aave, Compound, and MakerDAO.
Lending Details
$
%
Higher utilization typically means higher rates
months
Effective APY
3.05%
3.00% APR with daily compounding
💵Total Interest
$305
💰Final Balance
$10,305
📅Daily Interest
$1
📆Monthly Interest
$25
Rate Analysis
Base Supply Rate3.20%
Utilization Adjustment-6.3%
Effective APR3.00%
Final APY3.05%
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Editorial Note
MyCalcBuddy Editorial Team
This page is maintained as an educational calculator reference.
📚
Formula Source: Standard Mathematical References
by Various
🔄Last reviewed: May 2026
✓Formula checks are based on standard references and internal QA review.