Home Affordability Calculator

Determine how much house you can afford based on your income and debts

Income & Debt Information

Annual Gross Income ($)

Monthly Debt Payments ($)

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Property Tax Rate (%)

Annual Home Insurance ($)

Monthly HOA Fees ($)

Max DTI Ratio (%)

Affordability Results

Maximum Home Price

$360,765

Maximum Loan Amount

$300,765

Estimated Monthly Payment

$2,546

Principal & Interest

$1,901

Front-End DTI

35.9%

Back-End DTI

43.0%