Home Equity Calculator

Calculate your home equity and HELOC borrowing capacity

Property Details

HELOC Details

Equity Analysis

Current Home Equity

$170,000

37.8% of home value

Current LTV

62.2%

Available to Borrow (at 80% CLTV)

$80,000

New CLTV with HELOC

73.3%

Remaining Equity After HELOC

$120,000

HELOC Payment Estimates

Interest Only Payment:$354/mo
P&I Payment:$620/mo
Total Interest (P&I):$24,391
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Editorial Note

MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

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Formula Source: Standard Mathematical References

by Various

🔄Last reviewed: May 2026
✓Formula checks are based on standard references and internal QA review.