Buy vs Rent Calculator

Compare the total costs of buying versus renting a home over your planned timeframe.

Buying Costs

Home Price ($)

Down Payment ($)

Interest Rate (%)

Property Tax Rate (%)

Maintenance (% of value)

Appreciation (%)

Monthly Rent ($)

Rent Increase (% yearly)

Investment Return (%)

Timeframe (years)

Save $28,285

over 10 years by renting

Net Buying Cost$165,717

Net Renting Cost$137,433

$395,814

Total Costs Paid

$230,096

Final Equity

$470,371

Home Value After 10 Years

$275,133

Total Rent Paid

$137,701

Investment Value

💡

How would you rate the Buy vs Rent Calculator?

MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

ðŸ“š

Formula Source: Standard Mathematical References

by Various

ðŸ”„Last reviewed: May 2026

âœ“Formula checks are based on standard references and internal QA review.