Rent vs Buy Calculator

Compare the financial impact of renting versus buying

Home Price ($)

Down Payment ($)

Interest Rate (%)

Home Appreciation (%/year)

Property Tax Rate (%)

Monthly Rent ($)

Rent Increase (%/year)

Investment Return (%)

Years to Compare

Recommendation

Renting is Better

by $61,954 over 10 years

Buy: Net Worth After 10 Years

$234,029

Rent: Investment Value After 10 Years

$295,983

Monthly Mortgage Payment (P&I)

$2,023

Home Value After 10 Years

$537,567

Remaining Mortgage Balance

$271,284

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MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

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Formula Source: Standard Mathematical References

by Various

ðŸ”„Last reviewed: May 2026

âœ“Formula checks are based on standard references and internal QA review.