ARM Calculator

Calculate adjustable-rate mortgage payments, see how rate adjustments affect your payment, and compare to fixed-rate options.

ARM Details

Loan Amount ($)

Initial Rate (%)

Fixed Period (years)

Expected Rate After (%)

Loan Term (years)

Periodic Rate Cap (%)

Lifetime Cap (%)

$1,703

at 5.5% interest rate

Expected Payment (7%)$1960.48

Worst Case (10.5%)$2618.99

Payment Increase+$257.11/mo

30-Year Fixed Payment$1995.91

Savings During Fixed Period$17,552

$277,382

Balance After 5 Years

$390,345

Total Interest (ARM)

$418,527

Total Interest (30-Year Fixed)