Parent PLUS Loan Calculator

Calculate your Parent PLUS loan payments and compare repayment options.

Loan Information

Max: $30,000

Important Information

  • • Credit check required for Parent PLUS
  • • No aggregate loan limit
  • • Cannot be transferred to student
  • • Eligible for income-contingent repayment

Monthly Payment

$365

Standard 10-year repayment plan

Loan Fees & Disbursement

Loan Amount$30,000
Origination Fee (4.228%)-$1,268
Amount Disbursed$28,732

Repayment Comparison

Standard (10-Year)$365/mo

Total: $43,773

Extended (25-Year)$233/mo

Total: $69,762

Graduated$219 → $511/mo

Payments increase every 2 years

Total Costs

Total Interest (10-Year)$13,773
Total Interest (25-Year)$39,762
In-School Deferred Interest$9,660