Home Affordability Calculator

Calculate how much house you can afford based on your income, debts, and down payment.

Your Financial Information

Annual Gross Income ($)

Monthly Debts ($) - Car, student loans, credit cards

Down Payment ($)

Interest Rate (%)

Loan Term (years)

Property Tax Rate (%)

Max DTI Ratio (%)

$283,000

Monthly Payment: $2,048

Principal & Interest$1550.15

Property Tax$283.00

Insurance$117.92

PMI$97.08

$233,000

Loan Amount

17.7%

Down Payment

Front-end Ratio (Housing)28.9%

Back-end Ratio (Total)36.0%

Maximum DTI36%