Opportunity Zone Calculator
Calculate tax benefits from investing capital gains in a Qualified Opportunity Zone Fund.
Investment Details
Tax Rates
OZ Tax Benefits
- 1. Defer capital gains tax until 2026 or sale
- 2. Basis step-up: 10% (5 yrs), 15% (7 yrs) - deadline passed for new investments
- 3. Zero tax on appreciation if held 10+ years
Total Tax Savings
$166,885.2
Effective tax rate: 13.3%
Deferred Gain Analysis
Original Capital Gain$500,000
Basis Step-Up (0%)$0
Taxable Deferred Gain$500,000
Deferred Tax Due (2026)$144,000
Appreciation Analysis
Future Value$1,079,462.499
Appreciation Gain$579,462.499
Tax on Appreciation$0 (Excluded!)
Comparison
Tax Without OZ$310,885.2
Tax With OZ$144,000
After-Tax Proceeds (OZ)$935,462.499
After-Tax Proceeds (No OZ)$547,227.037
Net Benefit of OZ$388,235.462