Annuity Present Value Calculator
Calculate the present value of an annuity - a series of equal periodic payments.
Important Financial Disclaimer
This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.
For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.
Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.
Not a substitute for professional financial advice
Annuity Details
Present Value of Annuity
$11,470
Ordinary Annuity with 20 payments
Payment Present Values
Annuity Present Value Formulas
Ordinary Annuity
PV = PMT x [(1 - (1 + r)^-n) / r]
Payments made at the END of each period
Annuity Due
PV = PMT x [(1 - (1 + r)^-n) / r] x (1 + r)
Payments made at the BEGINNING of each period
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sources
- •Reserve Bank of India (RBI) — Financial regulations, lending rates, and monetary policy guidelines. rbi.org.in
- •Consumer Financial Protection Bureau (CFPB) — Consumer finance guidelines, mortgage and loan disclosure standards. consumerfinance.gov
- •Securities and Exchange Board of India (SEBI) — Investment and securities market regulations. sebi.gov.in
- •Investopedia — Financial formulas, definitions, and educational content. investopedia.com
For a complete list of all references used across the site, visit our full sources page.
Editorial Note
MyCalcBuddy Editorial Team
This page is maintained as an educational calculator reference.
Formula Source: Fundamentals of Financial Management
by Brigham & Houston