Business Loan Calculator

Calculate business loan monthly payments, total interest, and repayment costs. Compare term loans, SBA loans, and credit lines.

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Important Financial Disclaimer

This calculator provides estimates based on standard financial formulas from verified references. Results are for informational and educational purposes only and should not be considered as professional financial, investment, or tax advice.

For important financial decisions such as loans, investments, mortgages, retirement planning, or tax matters, please consult with qualified financial advisors, certified financial planners, or licensed tax professionals who can review your specific situation.

Calculations may not account for all variables specific to your circumstances, local regulations, or current market conditions. Always verify results and consult professionals before making financial commitments.

Not a substitute for professional financial advice

Enter Details

$250,000
10,00050,00,000
8.5%
1%25%

SBA loans typically offer lower rates and longer terms. Rates shown are illustrative — actual rates depend on lender and creditworthiness.

Monthly Payment

$5,129.13

Term Loan5 Years at 8.5%

📈Total Interest
$57,748
💰Total Cost
$307,748
🏢Loan Amount
$250,000
📅Loan Term
5 Years

Cost Breakdown

Principal (81.2%)Interest (23.1% of principal)
Loan Amount$250,000
Total Interest+ $57,748
Total Repayment$307,748
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