Rent to Own Calculator

Analyze rent-to-own home purchase deals

Home Price ($)

Option Deposit ($)

Option Period (months)

Monthly Rent ($)

Rent Premium Applied to Purchase ($)

Expected Home Value at Purchase ($)

Estimated Down Payment Needed ($)

Estimated Closing Costs ($)

Total Applied to Down Payment

$15,600

Option Deposit: $8,400

Rent Premiums: $7,200

Cash Needed at Closing

$20,800

Remaining Down: $12,400

Closing Costs: $8,400

Locked Price Savings

$30,000

Total Rent Paid

$68,400

Base rent: $1700/mo

Effective Down Payment Built

5.57%

Cost if You Walk Away

$15,600

Forfeit option deposit + rent premiums