LIHTC Calculator

Calculate Low Income Housing Tax Credits for affordable housing development projects.

Development Costs

Excludes land, reserves, and non-depreciable costs

% of units for low-income tenants

Credit Structure

Total 10-Year Credits

$7,200,000

9% annual rate | Syndication: $6,624,000

Credit Analysis

Qualified Basis$8,000,000
Annual Federal Credit$720,000
10-Year Federal Credit$7,200,000

Equity Analysis

Permanent Debt (est.)$5,000,000
Required Equity$5,000,000
Equity from Credits$6,624,000
Equity Gap$-1,624,000

Operating Metrics

Effective Gross Income$760,000
Net Operating Income$418,000
Debt Service Coverage1.39x
Effective Credit Rate72.0%