Debt Service Coverage Calculator

Calculate DSCR for loan qualification and property analysis

Income & Debt

Net Operating Income ($/year)

Annual Debt Service ($)

Loan Details (for calculation)

Loan Amount ($)

Interest Rate (%)

Loan Term (years)

DSCR Analysis

Debt Service Coverage Ratio

1.39x

Meets typical lender requirements

Cash Flow After Debt Service

$14,000/year

Calculated Annual Debt Service

$30,339

Max Loan at 1.25 DSCR

$527,369