30-Year Mortgage Calculator
Calculate your monthly payment for a 30-year fixed-rate mortgage with taxes, insurance, and PMI.
Loan Details
30-Year Monthly Payment
$2,330
Principal & Interest: $1,863
Payment Breakdown
Principal & Interest$1862.85
Property Tax$350.00
Insurance$116.67
Loan Summary
$280,000
Loan Amount
$390,625
Total Interest
$670,625
Total Amount Paid (P&I)
Balance Over Time
Year 5$263,568
Year 10$240,275
Year 15$207,253
Year 20$160,440
Year 25$94,077
Year 30$0
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Editorial Note
MyCalcBuddy Editorial Team
This page is maintained as an educational calculator reference.
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Formula Source: Standard Mathematical References
by Various
🔄Last reviewed: May 2026
✓Formula checks are based on standard references and internal QA review.