Escrow Calculator

Calculate your monthly escrow payment including property taxes, insurance, and PMI.

Escrow Items

Home Price ($) - for reference

Annual Property Tax ($)

Annual Home Insurance ($)

Monthly PMI ($)

Annual Flood Ins. ($)

Cushion (months)

Tax Due Month

$650

$7,800/year

Property Tax$350.00

Homeowners Insurance$150.00

PMI$150.00

Property Tax Escrow$700.00

Insurance Escrow$300.00

PMI Escrow$300.00

Total Initial Escrow$1300.00

Note: First year's insurance premium is typically paid separately at closing

Property Tax$4,200

Homeowners Insurance$1,800

Cushion Reserve$1300.00

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MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

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Formula Source: Standard Mathematical References

by Various

ðŸ”„Last reviewed: May 2026

âœ“Formula checks are based on standard references and internal QA review.