Loan Forgiveness Calculator
Estimate your potential loan forgiveness under federal programs.
Loan Information
PSLF (10 Years)
$35,172
8.0 years remaining (96 payments)
Tax-free forgiveness
IDR Forgiveness Options
IDR 20-Year Forgiveness$814
18.0 years remaining
Est. tax: $179
IDR 25-Year Forgiveness$0
23.0 years remaining
Est. tax: $0
Total Payments Until Forgiveness
PSLF Total Paid$38,400
IDR 20-Year Total$86,400
IDR 25-Year Total$87,600
IDR Payment Estimate
$276/month
Based on 10% of discretionary income
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Editorial Note
MyCalcBuddy Editorial Team
This page is maintained as an educational calculator reference.
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Formula Source: Standard Mathematical References
by Various
🔄Last reviewed: May 2026
✓Formula checks are based on standard references and internal QA review.