Tax Loss Harvesting Calculator

Calculate tax loss harvesting opportunities for crypto. Estimate tax savings from strategic loss realization and wash sale compliance.

Tax Situation

$

Used to determine tax bracket

Capital Gains/Losses

$
$
$

Available to harvest

$
$
days

Days before/after sale to avoid wash sale

Potential Tax Savings

$4,800

24.0% effective rate | 217 days left this year

📋Tax Before Harvest
$8,400
💰Tax After Harvest
$3,600
🌾Losses to Harvest
$20,000
Urgency
Low

Tax Impact Analysis

Net Gains (Before)$35,000
Harvested Losses-$20,000
Net Gains (After)$15,000
Total Tax Savings$4,800

Harvest Candidates

BTC

Short-term | 180 days

-$5,000

Save: $1,200

ETH

Long-term | 400 days

-$800

Save: $192

SOL

Short-term | 90 days

-$70

Save: $17

Harvesting Metrics

Potential Future Savings$4,800
Est. Trading Costs$12
Harvesting Efficiency99.8%

Wash Sale Rules

Wait Period: 30 days before and after the sale

Applies To: Substantially identical securities

US Rule: Cannot buy back within 30 days to claim the loss

Note: Wash sale rules for crypto vary by jurisdiction. Consult a tax professional.

Disclaimer: This calculator provides estimates only. Tax laws vary by jurisdiction and change frequently. Consult a qualified tax professional for personalized advice.

💡

Help us improve!

How would you rate the Tax Loss Harvesting Calculator?

<>

Editorial Note

MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

📚

Formula Source: Standard Mathematical References

by Various

🔄Last reviewed: May 2026
✓Formula checks are based on standard references and internal QA review.