Terms of Service

1. Acceptance of Terms

By accessing and using MyCalcBuddy (mycalcbuddy.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services. These terms apply to all visitors, users, and others who access or use our Service.

2. Description of Service

MyCalcBuddy provides free online calculator tools for various purposes including but not limited to finance, health, math, physics, chemistry, and everyday calculations. Our services are provided "as is" and "as available" for your personal, non-commercial use.

3. Calculator Results Disclaimer

The calculators provided on MyCalcBuddy are for informational and educational purposes only. Results are estimates and should not be considered as:

• Professional financial, medical, legal, or tax advice
• Guarantees of accuracy or completeness
• Substitutes for professional consultation
• Basis for making important financial or health decisions

Always consult qualified professionals for important decisions regarding your finances, health, or other significant matters.

4. User Responsibilities

When using our Service, you agree to:

• Use the Service only for lawful purposes
• Not attempt to interfere with or disrupt the Service
• Not use automated systems or bots to access the Service
• Not attempt to gain unauthorized access to any portion of the Service
• Not use the Service to transmit harmful content or malware
• Verify calculation results independently for important decisions

5. Intellectual Property

All content on MyCalcBuddy, including but not limited to text, graphics, logos, icons, images, software, and calculator designs, is the property of MyCalcBuddy or its content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our website without prior written permission.

6. Third-Party Links and Advertisements

Our Service may contain links to third-party websites and display advertisements from partners such as Google AdSense. We are not responsible for the content, privacy policies, or practices of any third-party sites or services. Your interactions with third-party content are governed by their respective terms and policies.

7. Limitation of Liability

To the fullest extent permitted by applicable law, MyCalcBuddy, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:

• Your use or inability to use the Service
• Any errors or inaccuracies in calculator results
• Unauthorized access to your data
• Any interruption or cessation of the Service
• Any bugs, viruses, or similar issues transmitted through the Service

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE MAKE NO WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY CALCULATOR RESULTS.

9. Indemnification

You agree to indemnify and hold harmless MyCalcBuddy and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of the Service or violation of these Terms.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of the Service after any changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including breach of these Terms. All provisions of these Terms that should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which MyCalcBuddy operates, without regard to its conflict of law provisions.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact Us

If you have any questions about these Terms of Service, please contact us at: