Down Payment Calculator
Calculate how much down payment you need, compare PMI costs, and see how long it takes to save.
Down Payment Details
3%20%30%
Savings Timeline
Down Payment Needed
$70,000
20% of $350,000
Total Cash Needed
Down Payment$70,000
Closing Costs (est.)$7,000 - $17,500
Total (high estimate)$87,500
Savings Timeline
$50,000
Still Need to Save
4.2 years
Time to Save
29% saved
Compare Down Payment Options
| Down % | Amount | Payment | PMI |
|---|---|---|---|
| 3% | $10,500 | $2259 | $198 |
| 5% | $17,500 | $2212 | $194 |
| 10% | $35,000 | $2096 | $184 |
| 15% | $52,500 | $1979 | $174 |
| 20%No PMI | $70,000 | $1863 | - |
| 25%No PMI | $87,500 | $1746 | - |