Home Equity Calculator

Calculate your current home equity, track appreciation, and see how much equity you can access.

Property Details

Current Home Value ($)

Current Loan Balance ($)

Original Purchase Info

Purchase Price ($)

Down Payment ($)

Years Owned

Improvements ($)

$180,000

45.0% equity | 55.0% LTV

Home Value$400,000

Loan Balance-$220,000

Current Equity$180,000

Down Payment$60,000

Principal Paid Down$20,000

Appreciation+$100,000 (33.3%)

$100,000

HELOC Potential

at 80% LTV

$100,000

Cash-Out Refi

at 80% LTV

Total Invested$105,000

Total ROI71.4%

Annual ROI14.3%

Est. Selling Costs (6%)-$24,000

Net Proceeds$156,000