Lending APY Calculator

Calculate your potential earnings from lending crypto assets on DeFi platforms like Aave, Compound, and MakerDAO.

Lending Details

$
%

Higher utilization typically means higher rates

months

Effective APY

3.05%

3.00% APR with daily compounding

πŸ’΅Total Interest
$305
πŸ’°Final Balance
$10,305
πŸ“…Daily Interest
$1
πŸ“†Monthly Interest
$25

Rate Analysis

Base Supply Rate3.20%
Utilization Adjustment-6.3%
Effective APR3.00%
Final APY3.05%
πŸ’‘

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Editorial Note

MyCalcBuddy Editorial Team

This page is maintained as an educational calculator reference.

Γ°ΕΈβ€œΕ‘

Formula Source: Standard Mathematical References

by Various

Γ°ΕΈβ€β€žLast reviewed: May 2026
Γ’Ε“β€œFormula checks are based on standard references and internal QA review.