PSLF Calculator
Estimate your Public Service Loan Forgiveness timeline and amount.
Loan & Employment Details
PSLF Requirements
- • 120 qualifying monthly payments
- • Work full-time for qualifying employer
- • Direct Loans only (consolidate if needed)
- • Qualifying repayment plan (IDR recommended)
Estimated Forgiveness
$96,707
TAX-FREE under PSLF
Progress to Forgiveness
24 payments made96 remaining
Years Until Forgiveness8.0 years
Payment Comparison
Current IDR Payment$276/mo
Standard 10-Year Payment$921/mo
Monthly Savings$645
Total Savings with PSLF
You Will Pay$31,412
Standard Plan Total$110,477
Tax Savings (vs IDR forgiveness)$21,276
Total PSLF Benefit$175,772